Don’t Settle For The First Mortgage Loan You’re Offered

When it comes time to buy a first home, most buyers will consult a familiar lender, like their local bank, for a mortgage loan. Although that can simplify the process, it will rarely yield the best loan option. For optimal results, consumers should go “mortgage shopping” and meet with at least two lenders before making […]

Why You Should Review Your Credit Report Annually

Aside from personal wellness goals, financial intentions are the most popular of New Year’s resolutions topics. Credit counselors recommend reviewing your credit report at least once per calendar year to ensure this all-important picture of your financial health remains accurate, and there’s no better time that the beginning of a new calendar year. However, with […]

Selecting the Best Auto Loan for You

According to the U.S. Federal Trade Commission, average prices for a car purchase are now topping more than $31,000 for a new model vehicle and more than $17,000 for a used model. With a majority of American consumers unable to pay cash for a vehicle purchase, most buyers must take out an auto loan to […]

Why Using a Credit Card Responsibly Is Good For Your Finances

There’s no denying that when credit cards are used irresponsibly, they can lead to financial ruin. That’s why they receive a lot of attention for the negative impact they can have on personal finances. However, not all consumers fall victim to living above their means and entering a cycle of revolving debt that can be […]

Improve Your Credit Score In Three Steps

A healthy credit score is integral to anyone hoping to make a big purchase, like a home or a car, but many people struggle to overcome past mistakes. Since credit scores take into account many years’ worth of finances, it can take time to make even incremental positive change. There are simple ways to get […]

When to Remember to Be Yourself

When hiring for a job, no recruiter wants to sit through another boring interview. Being the right candidate doesn’t mean that your outfit, resume, experience, and conversation must be perfect. On the contrary, it’s okay to be quirky or unique, as well as asking hard questions and presenting your true self. You want to be […]

The Fun Parts of Being a Teacher

Becoming a teacher is not for everyone, but there are some wonderful advantages that teachers get to enjoy. You become a source of inspiration and strength for your class, and sometimes you are the only positive model in a child’s life. Also, as a teacher you are lucky enough to give them proper education, as […]

How to Get Through Hard Times in School

When it’s time for midterms, things can get really stressful. However, there are some things you can do to make yourself feel better, as well as staying on top of studying. Make sure to give yourself breaks during the day, and schedule some fun activities to look forward to, such as dinner with friends, a […]

How to Get Ready to Study

It is important to use the time you have for studying the right way, and it begins with preparation. If you have set the time to study, be sure to eat beforehand and to have a water bottle ready nearby. Organize your study area so that you don’t waste time searching for books, notes, pencils, […]

How to Be Successful in College Math

If you want to be successful in college math, follow these guidelines and don’t give up: Attend all classes unless you have an emergency Ask for your professor’s help when you need it Be involved in the class by participating and asking questions Do all the homework and submit it on time Make friends in […]

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